Virtual cards. Our commercial card program is now in beta. Start building with our Cards API.
Banking API
If it can be done, it can be done programmatically.
Anything that you can achieve with PDFs, presence, and persistence in a bank branch you can do with our API. We’ve always wanted a fully programmatic bank so we built one.
Our API faithfully exposes the data and capabilities of the Federal Reserve, Visa, The Clearing House, depository networks, and accounting tools. It’s lovingly boring and exceptionally powerful.
curl -X "POST" \
--url https://api.increase.com/accounts \
-H "Authorization: Bearer ${INCREASE_API_KEY}" \
-d $'{
"name": "New Account!"
}'
Explore documentation
We’ve built a complete banking stack. Browse the API reference
Speed matters
If you transfer, store, invest, or lend money, we can help you move faster.
Power your platform
We put powerful financial infrastructure in the hands of builders. Payroll, lending, investment, and payment platforms use our primitives to launch and scale.You can programmatically spin up bank accounts, move client funds by ACH or wire transfer, and issue cards for tens, hundreds, or millions of your users.
Scale safely
From for-benefit-of accounts to escrow services, we enable you to build quickly while ensuring stewardship of the financial ecosystem.We empower you to maintain state-of-the-art compliance programs, while removing opacity and long lead times. You control the end-to-end experience of your users.
Complete toolbox
The most powerful banking infrastructure at your fingertips.
- Bank accounts
- Earn interest, store, send, and receive money.
- Virtual cards
- Directly issue and manage payment cards.
- ACH transfers
- Move funds quickly to and from any account accessible by ACH.
- Wire transfers
- Move funds instantly to any account accessible by Fedwire.
- Checks
- Deposit checks by the API or dashboard.
- Real-Time Payments
- Move money by the always-on RTP network—coming soon!
- Account transfers
- Transfer instantly between your Increase accounts.
- Dashboard
- Manage your account with a delightful interface.
- Transactions
- Cards
- Account Numbers
- Registrar AuthorizationOnline Services0.0006-07
- Password ManagerOnline Services-249.9906-06
- Subscription Monthly FeeRecurring-48.5006-05
- Invoice 2022.584Wire Transfer-3,500.0006-05
- External Contractor ServicesACH Transfer-1,587.3206-04
- Cashback PaymentOnline Services24.9906-03
- Office Yearly Plan RenewalRecurring-850.0006-03
- Software LicenseOnline Services-47.3606-02
- Professional Team PackageOnline Services-2,540.5006-01