Fuel your bank’s growth with sponsor banking
Increase’s modern banking core and industry-leading APIs empower banks to build direct partnerships with leading technology companies.
Scale a compliant sponsor banking program
No core integration needed
Increase operates as a parallel core alongside your existing system, eliminating lengthy integrations and saving time and resources.
Access high-quality clients
Increase partners with banks to source top-tier leads, ensuring that technology companies establish a direct relationship with the bank.
Enhanced compliance tools
Increase provides robust compliance tools for both banks and technology companies, including automated checks to ensure all programs run safely and soundly.
Full technical support
From onboarding to ongoing oversight, we provide full-spectrum technical support to help banks and platforms scale their programs effectively.
A fully transparent integration model
Leverage a parallel core
Increase operates as a parallel banking core, integrating directly with underlying financial networks and the bank’s key ledger and data systems. No core integration is required, allowing the bank to maintain full visibility and control while giving technology companies unfiltered access to financial systems.
Bank-owned compliance
Increase connects bank partners directly with technology companies and provides a comprehensive suite of tools for managing diligence, contracting, and oversight. Your bank retains full control of these relationships, with compliance tools designed to support compliant, scalable growth.
Leading infrastructure and tooling
A shared, on-core ledger
Increase enables automatic, real-time reconciliation with our parallel core, including real-time tracking of funds, beneficiaries, and reconciliation between our bank partners and the Federal Reserve.
Automated compliance tooling
Access a full suite of administrative tools to view and manage fintech program activity, including setting limits and performing and monitoring programmatic compliance checks.
User facing compliance portal
Increase provides technology companies with a dashboard to manage their programs, covering document requests, entities, reserves, and required compliance information.
Unlock new use cases
Embedded banking
Offer a complete suite of account management products that technology companies can seamlessly embed into their offerings, from simple wallets to full neo-bank solutions.
Embedded payments
Enable fast, transparent payment methods built for scale with best-in-class infrastructure for leading bill pay and payroll providers.
Card programs
Provide embedded solutions for both virtual and physical cards, empowering technology companies to scale commercial card programs and even offer faster access to capital.
Banking services provided by Grasshopper Bank, N.A. and First Internet Bank of Indiana, Members FDIC. Increase is a financial technology company, not a bank. Cards Issued by First Internet Bank of Indiana, pursuant to a license from Visa Inc. Deposits are insured by the FDIC up to the maximum allowed by law through Grasshopper Bank, N.A. and First Internet Bank of Indiana, Members FDIC.