Manage payments with unmatched flexibility and control. Programmatically fund, disburse, and reconcile your payment flows effortlessly.
Granular network details
We connect you directly to Federal Reserve networks like FedACH and Check 21 so you can can get unfiltered access to data, more stability, and a flexible implementation.
Transparent data
Fewer dependencies
Stability and redundancy
Faster build times
FedACH
Check 21
Fedwire
RTP
01 10105000116022140762301211301A094101BIG BANK IAN CREASE 5200MYCOMPANY INC. 1602214076CCDPAYROLL 230121230121 1123456780000001622123456789987654321000000003502586760 RATCHET INC 0839692747659385622123456789987654321000000003502586760 VENDOR INC 083969274765938562224680135755554442220007894701 10105000116022140762301211301A094101BIG BANK IAN CREASE 5200MYCOMPANY INC. 1602214076CCDPAYROLL 230121230121 1123456780000001622123456789987654321000000003502586760 RATCHET INC 0839692747659385622123456789987654321000000003502586760 VENDOR INC 0839692747659385622246801357555544422200078947
Hit any Same-day ACH window for settlement within hours, send money instantly with Wires and Real-Time Payments, or leverage traditional Check payments in a programmatic way.
Built in reconciliation
Create unique Accounts for each customer, ensuring that funds are always segmented and reconciled. You can fund Accounts by either pulling money via ACH debits, or receiving money by Wire, ACH, Check deposit, or RTP to unique Account Numbers.
Easy exception handling
Monitor when a payment is created, submitted, acknowledged, and even returned. With ACH and Check returns automatically correlated with their originating transfers, it’s simple to track and resolve exceptions.
Direct connections to the networks for money movement. Bank accounts that open instantly. Unopinionated building blocks that don't force you into legacy patterns.
ACH Payments
Originate ACH credits and debits, validate account numbers with pre-notifications and store commonly accessed details.
Banking services provided by First Internet Bank of Indiana, Member FDIC. Increase is a financial technology company, not a bank. Cards Issued by First Internet Bank of Indiana, pursuant to a license from Visa Inc. Deposits are insured by the FDIC up to the maximum allowed by law through First Internet Bank of Indiana, Member FDIC.