Increase Technology Fees
If you’re a financial technology platform moving funds for your customers, or you have large corporate balances, we offer custom pricing. Contact us for details.
Monthly fees
Monthly fees for users building on Increase vary by use case
ACH processing
Same-day ACH origination
$2.00/ transaction
Next-day ACH origination
$0.50/ transaction
ACH returns
$5.00/ transaction
Unauthorized returns¹
$15.00/ transaction
Late return request processing
$25.00/ transaction
Wire processing
Wire origination
$15.00/ transaction
Wire drawdown origination
$15.00/ transaction
Check issuing
Printing and mailing fulfilled by Increase
$3.00/ check
Printing and mailing fulfilled by a third party
Check deposit
Remote deposit capture
Free/ check
Lockbox check deposits
$10.00/ check
Check returns
$10.00/ check
Card processing
Virtual card creation
$0.25/ card
Physical card creation
First 5 free
Additional card services
Real-Time Payments processing
RTP origination
$0.50/ transaction
Request for payments origination
$0.50/ transaction
Account Numbers
Account number creation
First 10 free

View bank partner fees and interest


¹ Unauthorized ACH returns include Return Reason Codes R05, R07, R10, R11, R29 and R51.
Banking services provided by Grasshopper Bank, N.A. and First Internet Bank of Indiana, Members FDIC. Increase is a financial technology company, not a bank. Cards Issued by First Internet Bank of Indiana, pursuant to a license from Visa Inc. Deposits are insured by the FDIC up to the maximum allowed by law through Grasshopper Bank, N.A. and First Internet Bank of Indiana, Members FDIC.