Fees
If you’re using Increase for commercial banking, the following fees apply.
If you’re a financial technology platform moving funds for your customers, or you have large corporate balances, we have custom pricing. Contact us for details.
Per-Item Fees
Same-day ACH
Credit Origination$0.50
Debit Origination$0.50
Returns$1.00
Wires
Wire Origination$5.00
Cards
Virtual Card Creation$0.25
Real-Time Payments
Real-Time Payment Origination$0.25
Monthly Fees
There are no monthly maintenance, transaction reporting, or book transfer fees for direct accounts.
Users operating in regulated industries (for example, money transmission) may be subject to monthly account fees.
Interest
Accounts are eligible to receive interest on balances. The interest rate on corporate funds is the Federal Funds Target Rate less 50 basis points with a floor of 0%.

Bank accounts and banking services are provided by Increase’s partner banks, members FDIC.

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