Fees

ACH

• Credit origination

  $0.50

• Debit origination

  $0.50

• Returns

  $1.00

Wires

• Wire origination

  $5.00

Cards

• Virtual card creation

  $0.25

Real Time Payments

• Real Time Payment origination

  $0.25

• There are no monthly maintenance, transaction reporting, or book transfer fees for direct accounts. Users operating in regulated industries (e.g. money transmission) may be subject to monthly account fees.

Interest

Accounts are eligible to receive interest on balances. The interest rate is the Federal Funds Target Rate less 50 basis points with a floor of 0%.