Increase Fees
If you’re using Increase for commercial banking, the following processing fees apply.
If you’re a financial technology platform moving funds for your customers, or you have large corporate balances, we have custom pricing. Contact us for details.
Monthly Fees
Monthly fees for users building on Increase vary by use case. Contact Sales to learn more.
Per-Item Fees
ACH Processing
Credit Origination$0.50
Debit Origination$0.50
Returns$1.00
Wire Processing
Wire Origination$5.00
Check Processing
Check Printing and Mailing$2.00
Card Processing
Virtual Card Creation$0.25
Real-Time Payment Processing
Real-Time Payment Origination$0.25
Overdraft Fees
There are no overdraft fees.
Interest
Many Increase accounts are eligible to receive interest on balances.
The interest rate on commercial banking accounts is the Effective Federal Funds Rate on the last business day of the prior month less 100 basis points. The interest rate has a floor of 0%.
Banking services provided by Blue Ridge Bank and First Internet Bank of Indiana, Members FDIC. Increase is a financial technology company, not a bank. Cards Issued by First Internet Bank of Indiana, pursuant to a license from Visa Inc. Deposits are insured by the FDIC up to the maximum allowed by law through First Internet Bank of Indiana and Blue Ridge Bank, Members FDIC.