A complete platform for money storage
Instantly open Accounts with a full suite of capabilities—from moving money to issuing cards.
The essential building blocks in one place
Use a comprehensive set of features to support your unique use case. Originate funding, instantly transfer, send money, and issue cards to your Accounts with a powerful set of APIs.
Unlimited Account Numbers
Reconcile inbound payments by providing each counterparty with a unique Account Number to automatically match them with any incoming credits or debits.
Interest and FDIC Insurance
Earn interest and access millions in FDIC insurance for your eligible cash deposits. Our connections allow you to programmatically sweep funds to a network of FDIC-insured institutions.
Intuitive manual tooling
Create Accounts, move money, and monitor the lifecycle of each payment directly from the Increase Dashboard.
Banking for builders
Everything you need and nothing you don't
Direct connections to the networks for money movement. Bank accounts that open instantly. Unopinionated building blocks that don't force you into legacy patterns.
ACH Payments
Originate ACH credits and debits, validate account numbers with pre-notifications and store commonly accessed details.
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Bank Accounts
Flexible account constructs. Unlimited account numbers. FDIC insurance.
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Cards
Issue cards with custom art to businesses or consumers. Approve authorizations in real-time, or configure limits programmatically.
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Checks
Send branded checks anywhere in the world with one API call. Or deposit checks via API or the dashboard.
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Wires
The original instantaneous money transfer. Send money anywhere, anytime Fedwire is open.
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Real-Time Payments
Transmit money to accounts at most major banks in seconds, not days.
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FedNow
The Federal Reserve’s newest payment method. Quickly move money 24/7/365 with any participating bank.
Coming soon
Read our documentation
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Banking services provided by First Internet Bank of Indiana, Member FDIC. Increase is a financial technology company, not a bank. Cards Issued by First Internet Bank of Indiana, pursuant to a license from Visa Inc. Deposits are insured by the FDIC up to the maximum allowed by law through First Internet Bank of Indiana, Member FDIC.